HSBC’s Special Due Date for Check Payments

I just noticed that my bill has a special note at the bottom of the page. It states that for check payments – you need to pay 3 banking days prior to the due date.

I find this quite unfair because we have to adjust the due dates if we’re paying in checks! So what’s the purpose of having a due date printed on the statement?

Other credit card companies who have been in the industry for a far longer time than them does not demand this from their clients. I know so because I handle my parent’s accounts. I find this quite unfair and fishy – I mean just because you’ll be paying in check you need to pay 3 days in advance? Such a discrimination for those who pay in checks!

Here’s an image of the notation in my statement:


Is it just me or is it really unfair?

2 Comments

  1. Didi

    That’s a good idea – how does that work? Might give that a try, but I’m kinda scared of the online fraud. Hihi..

  2. Didi

    Thanks for the heads up! I see my bank in your list! Will try to avail of it. Thanks again!!

Leave a Reply

Your email address will not be published. Required fields are marked *